WEALTHWISE
BEING WEALTHY SIMPLIFIED

We help you navigate the complex world of investments to build a secure future for you and your family.

"Do not save what is left after spending, instead spend what is left after saving."
Wealth Management
+24% Annual Growth
$42.5k Total Savings

INFLATION

The biggest hurdle in your financial needs achievement.

Average Inflation has grown by 5.64% in last 30 Years.

How Inflation is eating your Money

Reduced value of money @7% inflation p.a.

1990 ₹ 1,00,000
2000 ₹ 50,800
2005 ₹ 24,151
2025 ₹ 10,000

Source: RBI

YEAR GOLD PETROL DIESEL MILK
1990 ₹ 3,200 ₹ 9.84 ₹ 4.08 ₹ 6
2005 ₹ 6,145 ₹ 38.00 ₹ 28.22 ₹ 19
2025 ₹ 89,164 ₹ 94.35 ₹ 92.03 ₹ 72
Actual Inf. 9.97% 6.67% 9.24% 7.35%

*RBI Rate Per 10 gram, *Petrol/Diesel for Surat City, *Milk: Per Liter.

Future Cost Forecasting

Planning today for the costs of tomorrow.

HOUSEHOLD EXPENSE^

2014 2024 2034
₹ 25,000 ₹ 49,200 ?

*Expenses assumed as per metro city @ 7% inflation rate p.a.

EDUCATIONAL COST^

2014 2024 2034
₹ 14.5 Lakh ₹ 25 Lakh ?

*Fees of PGP in Management at IIM-Ahmedabad @ 5.6% inflation p.a.

MARRIAGE COST^

2014 2024 2034
₹ 9-10 Lakh ₹ 18-20 Lakh ?

**Cost assumed @ 7% inflation p.a. ^All previous year expenses are based on assumptions

Warren Buffett's Wealth Building

The Power of Long-Term Compounding

96% of Warren Buffett's Wealth was created after he turned 60
Warren Buffett's Age vs Net Worth
30 $ 1 Million
37 $ 10 Million
50 $ 100 Million
56 $ 1 Billion
63 $ 10 Billion
87 $ 90 Billion
93 $ 115.5 Billion
5K
14
6K
15
10K
19
140K
26
1.4M
32
7M
35
10M
37
34M
43
67M
47
620M
53
3.8B
59
17B
66
36B
72
58.5B
83
115.5B
93

Warren Buffett's Age

Source: vintahevalueinvesting.com

START EARLY

Give time to your investment rather than timing the market, and benefit from the 'Power of Compounding'.

Systematic investing has a compounding effect on your investments. In the long term, an investment as low as ₹10,000/- per month swells up into a huge corpus. If an investor starts early, then even with lower invested amount he can build a large corpus.

MR. EARLY

₹ 6.40* Cr.

MR. LATE

₹ 1.00* Cr.
Comparison MR. EARLY MR. LATE
Investment Started age 25 years 45 years
Invested Monthly SIP Amount ₹ 10,000/- ₹ 20,000/-
Invested Duration 35 years 15 years
Total Invested Amount ₹ 42 Lakh ₹ 36 Lakh
Estimated Corpus as of Today* ₹ 6.40* Cr. ₹ 1.00* Cr.

*Assuming investment in Equity Fund and an average return of 12.62% p.a. as per AMFI Best Practices Guidelines Circular No. 109-A/2024-25 dated September 10,2024. *Past performance may or may not be sustained in future and is not a guarantee of any future returns.

Systematic Investment Plan (SIP)

The Power of Compound Interest in Equity Mutual Funds

Started in S&P BSE SENSEX - TRI In April 2000

"Compound interest is the eighth wonder of the world. He who understands it, earns it ... he who doesn't ... pays it." — Albert Einstein

AFTER 24 YEARS

Systematic Investment Plan In Equity Mutual Funds

Year 2024
Year Investment Value Return As On
1 ₹ 1,20,000 ₹ 99,561 -31.30% Mar-2001
2 ₹ 2,40,000 ₹ 2,23,657 -6.80% Mar-2002
3 ₹ 3,60,000 ₹ 3,15,456 -8.54% Mar-2003
4 ₹ 4,80,000 ₹ 7,52,481 23.21% Mar-2004
5 ₹ 6,00,000 ₹ 10,29,394 21.95% Mar-2005
10 ₹ 12,00,000 ₹ 38,92,449 22.36% Mar-2010
20 ₹ 24,00,000 ₹ 91,41,813 11.97% Mar-2020
24 ₹ 28,80,000 ₹ 2,74,34,408 14.98% Mar-2024

*SIP Started in April 2000 | SIP amount of ₹ 10,000 Per Month. Source: ACE MF

Systematic Withdrawal Plan (SWP)

A Second Source Of Income Is No Longer A Luxury, It's A Necessity!

Monthly Cash Flow

Create a steady, predictable income stream specifically designed for your retirement years.

₹ 10,00,000/- INVESTED FOR 10 YEARS

SWP Return @ 10%

Investment amount for 10 years ₹ 10,00,000
Yield / Withdrawal Rate 6.00%
Withdrawal / Income ₹ 60,000
Amount received in 10 years ₹ 6,00,000
Tax Rate Low*
TDS / Tax Deduction NIL
End Value at Maturity** ₹ 15,94,423**
Total Approx Received Value** ₹ 21,94,423**

*Long term capital gain tax implications may apply. **The figures/projections are for illustrative purposes only. Mutual Fund Investments are subject to market risks.

Ready to simplify your wealth?

Join 10,000+ investors who are building their path to financial freedom.

Join WealthWise Today